Clear & Simple Charges.

Simple, no-nonsense fixed fees.

The longer you invest, the more you can save.
No tie-in cost, no initial charges, no additional advice fees.

The finance industry is full of hidden costs and unexpected charges.

With our very simple fixed-fee formula, there’s no confusion, no tie-ins, no worries… we stand by our independent and unique offering, always in our clients’ best interests, without any compromise.

 

We start with a no obligation, no cost discovery meeting to begin the process of getting to know each other. Then, once we’ve agreed that we're comfortable moving forward together, we'll discuss and agree the fee for the next step. This fee covers a second meeting to understand your priorities, discuss what you would like your financial future to look like and what financial freedom feels like to you. We’ll do a deep dive into your finances, existing investments, debts and insurance policies - exploring any gaps and identifying where we can make them work more efficiently for you. We’ll extensively research the market to tailor the advice to your personal circumstances, which will enable us to create your financial master plan. We will review this plan with you and make our recommendations for best implementation.

Your financial plan starts from £995 and is capped at £9,995 for the most complex of circumstances. The fee is always confirmed in writing to you before any work commences.

Following this thorough evaluation of our work and recommendations, you can then decide if you want to engage with us for the implementation and ongoing management of your plan, or you can choose to take the plan away and follow your own course of action, knowing that you have sound advice behind you.

Our Tiers.

Your fee for ongoing financial planning will be determined based on a number of different considerations, including:

  • Income

  • Investable assets

  • Variety/complexity of holdings

  • Number of clients (single client, couple, family etc.)

  • Estimated resource required.

We will agree together which tier suits you best before we start any work - you'll always know where you stand.

You can choose to pay your fee directly or through your investments, either monthly or annually. We don’t tie you down - you can opt out of our service at any time.

We review our charges on an annual basis, and we guarantee not to change them within the year.

  • Financial planning for clients with more straightforward requirements, who are starting to build their wealth or who have fewer policies and lower levels of complexity.

    £400 per month
    (£4,800 per year)

  • For clients more established on their financial journey, with more financial investments, products and policies who need ongoing support and recommendations to ensure that their financial planning stays on track to meet their needs and objectives.

    From £575 per month
    (£6,900 per year)

  • For investors with more complex financial planning requirements covering multiple tax wrappers and sophisticated and specialist assets.

    From £1,000 per month
    (£12,000 per year)

  • For sophisticated affairs with multiple assets, where clients need help with all aspects of their personal and business finances.

    From £1,500 per month

    (£18,000 per year)